Auto Loan

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Go electric and drive away with big savings on your auto loan

Getting a car loan doesn't have to be a major journey. We create a speedy course for you to take, so that you can get on the open road. Take advantage of competitive rates and flexible terms. The roadmap for a car loan doesn't get easier. Save an additional 0.25% when you make automatic payments from a Standard Provident Bank checking or savings account. There may even be additional benefits for our Premier and Wealth Management customers.


Go green with an Electric Vehicle loan discount and save 0.25% off our standard auto rates when you finance a qualified electric vehicle.


Have on Hand

  • Asset information
  • 2 years of verifiable income history
  • Debt info
  • Government issued ID card or Taxpayer ID Number

* Example of a car loan with a FICO Score of 720: A 5 year fixed rate $15,050 loan (includes a $50 processing fee) with a 5.790% APR would have 60 monthly payments of $288.53.

Additional benefits may be available for our Premier and Wealth Management customers. Contact your banker for more information.

Automatic Payment rate discount of 0.25% is valid only for applications submitted directly to Standard Provident Bank via the Apply Now link, at a branch, or over the phone to a Standard Provident Bank Call Center. Cannot be combined with other relationship discounts.

APR is the Annual Percentage Rate. Subject to consumer loan program guidelines and credit approval. Certain fees, closing costs and restrictions may apply.

Actual rate and term may vary based on collateral age, loan amount, Loan to Value, Term and Credit Score.

APR applied to the loan is the APR in effect on the date the application is received and is valid until 30 days from application date.