Checking Accounts

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Take your confidence to the next level with the right checking account.

The right checking account can help move you closer to your goals, no matter where you are in life. Whether you want to simply handle monthly bills and everyday purchases, or find new ways to earn perks and rewards, a Standard Provident Bank personal checking account is a convenient way to manage your money with confidence.


Want help choosing the right checking account?

The right checking account can be a powerful tool to help you stay in control of your money.

Pick the account that fits what you��re looking for.
  • Advantage Checking: Get rewarded for financial growth with perks and rewards.
    • Earn interest on checking balances
    • No fee for up to three non-SPB ATM transactions per statement cycle
    • Up to four Essential Checking accounts with the Monthly Maintenance Fees waived
    • Free money orders and official checks.
  • Essential Checking: Gain control over your money as you take the first steps toward financial confidence.
    • Starter pack of 10 checks or 50% off 1st check order (any style checks)
    • Get a Loyalty Cash Bonus of 10% with a Standard Provident Bank Rewards Credit Card when you redeem your cash back directly into a Standard Provident Bank deposit account.

Cash Rewards Redemption: After the close of the billing period in which you earn Cash Rewards, if your card account is in Good Standing, you may redeem a minimum of $5 for either a statement credit to your card account or an ACH credit to a deposit account. You can earn a Loyalty Cash Bonus of 10% if you redeem through an ACH deposit into a Standard Provident Bank deposit account. Clients who redeem Cash Rewards through an ACH deposit into any Standard Provident Bank checking, savings or money market account will receive a 10% Loyalty Cash Bonus.

The Essential Checking Student Waiver provides a checking account with no monthly maintenance fee for up to 5 years. Any individual is qualified as a student if they are currently attending High School, College/University, or Technical/Trade Schools. Proof of active enrollment in a qualifying educational institution is required. The Student Waiver is applied automatically at account opening and based on Account Opening Date. The Student Waiver cannot be applied/added-on to a checking account once it is opened.p>

Interest is calculated and compounded daily on the collected balance and credited to your account monthly.