Home Improvement Loan

Discover home improvement financing and turn your dreams into reality.

Buying a home is a major financial decision, but with the right tools and information, you can proceed with confidence—and excitement.

See what your monthly mortgage payments might be based on your loan amount, down payment, length of loan, and interest rate with our mortgage payment calculator.

If the loan amount is more than 80% of the home’s purchase price, the calculator will also estimate a monthly amount for private mortgage insurance (PMI).

Home Equity Lines and Loans

Use the equity you have in your home - the value of your house minus any outstanding mortgages - to obtain needed funds for a variety of purposes. Consider the following terms and options when choosing a Home Equity Line or Loan:

  • Home Equity Lines have a variable interest rate which is adjusted monthly.
  • Home Equity Line funds may be accessed by check as needed.
  • Home Equity Loans offer a fixed interest rate.
  • Home Equity Lines and Loans have easy monthly payments.
  • Interest may be tax deductible (consult your tax professional).

ConfidenceNow Pre-approval is based on non–verified information and is not a commitment to make you a loan by Standard Provident Bank Mortgage. Loan approval will be subject to, but not necessarily limited to, verification of all income, asset and liability information provided by you, satisfactory property appraisal, compliance with Standard Provident Bank Mortgage loan program guidelines and all required closing conditions such as survey and title examination.

Adjustable Rate Mortgage (ARM) products have interest rates that may increase after consummation.